Winkworth International Property Specialists in Spain

Data recently released from the Bank of Spain announced that the 12-month Euribor (Euro Interbank Offered Rate), the main mortgage reference for variable rate mortgages, fell to a record low thus reducing mortgage payments.

Spanish banks including CatalunyaCaixa, Kutxabank and Santander have all announced plans to boost lending, reviving fierce competition in the mortgage market.

In addition, data released from the National Statistics Institute (INE) indicates that mortgage lending rose every month for the six months to November 2014 in addition to interest rates showed a drop of 18% over October 2013.


View the full report here.

This further indicates an improving market for residential mortgages and sales of property in Spain.

This may suggest that the Spanish real estate market has reached its bottom and that 2015 will see the green shoots of a property market recovery.

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